Reverse Mortgage Solutions

What is a Reverse Mortgage?

A Reverse Mortgage is a special type of home loan available to homeowners aged 62 and older, designed to help them convert a portion of their home equity into cash — without having to sell or move out. Unlike a traditional mortgage, you do not make monthly payments to the lender. Instead, interest and fees accrue on the loan balance over time, and repayment typically happens when you (or your heirs) sell the home or no longer occupy it as your primary residence.

Key Benefits & Features

No Monthly Mortgage Payments: With a reverse mortgage, you won’t have a regular mortgage bill. You remain responsible for property taxes, homeowners insurance, and home maintenance.

Stay in Your Home: Keep living in your own house as you free up funds for daily expenses, healthcare, or even travel.

Flexible Payout Options: Receive funds as a lump sum, monthly disbursements, a line of credit, or a combination—whatever suits your retirement lifestyle.

FHA-Insured (HECM): Most reverse mortgages offered today are Home Equity Conversion Mortgages (HECM) insured by the Federal Housing Administration, adding a layer of protection for borrowers.

Who Qualifies?

Typically, you must be at least 62 years old, own your home (or have a significant amount of equity), and use the property as your primary residence. You’ll also be required to meet certain financial guidelines to ensure you can continue paying property taxes and homeowners insurance.

Licensed to Originate Reverse Mortgages in:

Oregon , Washington , Idaho , California , Arizona , Texas , Iowa , and Florida .

Ready to Learn More?

Speak with one of our Money Well Lending reverse mortgage specialists to discover how you can tap into your home equity and enjoy a more financially secure retirement. Let us explain all the details, from eligibility and interest rates to repayment terms.

Call us at (877) 695-5521 or apply online to begin your journey.